World We Dare To Imagine - 3

                                                        MoneyMinds

                        "Empowering minds for a financially secure future."

Financial education is not equitably accessible to all students, if accessible at all. Popular educational programmes, such as the International Baccalaureate, English A-levels or German abitur, do not offer any options for financial education, and this for hundreds of millions of students. In simple terms, financial literacy is not a pedagogical priority today. Yet, the Money and Pension Service, sponsored by the UK government, affirm in their research that financial education makes the youth more likely to save money, have a bank account, and be confident with money management. 

Logically, financial literacy is a life skill that, like mathematics or language, should be a priority in education. Yet the burden of teaching finance, a subject we all need to be comfortable with, falls on other stakeholders, such as families. Parental education is proven to be a determining factor in poverty, in that parents themselves significantly influence the predicted social mobility of their children. Inequality and financial fluency, in other words, are both strongly inherited.

However, we must break the status quo. In the UK, 8.5 million people are over indebted. 11.5 million people have less than £100 in savings and investments. 22.5 million working-age adults say they “don’t know enough” to plan for retirement. 27.7 million people have characteristics of financial vulnerability. Globally, financial literacy has been proven to increase social mobility and improve financial behaviour for both individuals and communities. These figures prove how much it is needed. 

This is where MoneyMinds comes in. The barriers to financial literacy are high; MoneyMinds breaks these down by offering an accessible platform for learning, and mistakes. In an age made digital by exponential technological progress and a still-recent pandemic, MoneyMinds proposes a digital, centralised, and innovative financial education. 

This is what differentiates us from competition. MoneyMinds provides a comprehensive approach to financial education that covers a range of topics, including budgeting, saving, investing, and debt management. Unlike traditional financial education providers, MoneyMinds leverages cutting-edge technology to deliver engaging and interactive content that is tailored to each user's unique needs and learning style. The platform also provides users with access to a community of financial experts and fellow learners who can offer guidance as they progress towards their goals. 

With MoneyMinds, AMDP can generate a return aligned with its values. Standing out from competition, our personalised and holistic approach to financial education has enormous potential for growth. Financial education is fractured; MoneyMinds brings it all back together, in a singular (digital) hub of learning, teaching, and experience. As users get acquainted with finance, and finance itself evolves with new technologies, MoneyMinds will act as a much needed network of ideas, lessons, people, interactions, and potentially even business. The future is bright for MoneyMinds; In a polarised, divided, and controversial world, we bring communities together, rather than apart, to educate and free them. Join MoneyMinds on the journey towards financial literacy, and an equitable world.

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